How to transfer money from phone to phone: simple ways. How to transfer money between phones of different mobile operators? How to send units from phone to phone

There are many mobile operators in Russia, and they have to interact with each other. They offer to translate cash not only to users of the same connection, but also to subscribers of other operators. To figure out how to transfer money from phone to phone, detailed instructions have been developed to cover this issue. You can find out how to write off the required amount from your balance via phone in favor of another person, and what tricks there are to do this without commission. Let's consider all possible variations and recommendations on how to act in force majeure situations.

How to transfer money from a phone to another phone number?

How to transfer money from Tele2 to Tele2?

The TOP operators that provide this service are opened by Tele 2. An organization that has sharply gained popularity and is expanding its customer base every day. Tele 2 offers several options for transferring funds from number to number. Let's look at each one separately and highlight the advantages and disadvantages of all methods.

Via the official website

Each company has its own registered portal on the Internet. The Tele 2 “Mobile Commerce” service allows you to send money from one phone to another via an online resource. Let's consider the actions point by point:

Go to the Internet and enter into the search bar: https://market.tele2.ru/#transfer.
Fill in all lines in the proposed template. Be sure to check that the entered data is correct.
After verification, you should confirm the payment and wait for it to be written off and transferred to another balance.

The funds are credited to the subscriber's account in a few seconds, but keep in mind that you will have to pay 5 rubles for such an operation. Moreover, the mobile operator has defined restrictions and forwarding. This method can be carried out no more than 15 times a day. If there is no Internet access, the payment will not be processed.

Via the app

Each top operator has its own application through which users can easily carry out additional operations. If it is not on a person’s device, then you should download it and easily transfer money from a SIM card to a friend’s or relative’s SIM card. This will take a few minutes:

Go to mobile app.
Login to the tab " translations».
Select the column " to another subscriber».
Enter the data manually or select a person from your contact list and indicate the transfer amount.
Transaction confirmation field, the money will be transferred.

Via SMS

You can transfer money to another subscriber's SIM card for free only via message. The procedure is simple: enter #, then a phone number that can be selected from the contact list, then just send an SMS to short number 1023 . The recipient will receive an SMS with detailed instructions, which will complete the translation process. If these manipulations are not carried out, the funds will be returned to the sender. This option is not suitable for those who transfer to a disabled device. You can also top up the balance of another phone via USSD command. Let's consider a step-by-step algorithm of actions:

Enter the “messages” folder.
Dial a command *145# And " call».
Enter the subscriber number and transfer amount.

Here you need to follow the operator's instructions. There are limitations to this translation service. Details can be found using the combination *104# . The information file will describe in detail all the nuances of the issue.

Send gigabytes to a subscriber Tele2

The mobile operator also allows you to share GB with other users if they have a limitation and cannot use the Internet. Sending gigabytes to another subscriber is not difficult, and this procedure is absolutely free. Although this service can only be used by those users who have tariff plan“my Tele 2” and “unlimited”. Resetting gigabytes can be done in several ways:

Through Personal Area.
Using a mobile application.
By entering the command * 974 *+subscriber number + number of GB.

IMPORTANT! Either method is convenient and will take a few seconds. No commission charged.

How to transfer money from MTS to MTS?

MTS has several special services that allow you not only to top up a subscriber’s balance, but also to transfer funds to a card. To do this you need to provide cell number person to whom the translation is intended, and select convenient way. Let's look at each one separately and highlight the advantages and disadvantages of all methods.

Via the official website

MTS Communications allows you to carry out similar actions through its “Easy Payment” service. To do this you will need:

Login to the Internet.
Enter into the search bar: https://payment.mts.ru/pay/phone.
Enter the subscriber's details, amount and confirm the operation.

This option is available only to authorized users, but even if a person has not registered, it is not difficult to do so. For regular customers of this mobile operator, it will be an advantage to have an authorized account on this service. You can also use the service " Mobile portal" To do this, simply enter the command *115# and follow the instructions.

Via the app

Almost every subscriber has a downloaded application from their operator, and this fact greatly facilitates many operations. To top up someone else's balance, you will need a network connection and a few minutes of free time. Let's consider a step-by-step algorithm:

Log in to the application.
Find the tab " Easy payment».
Fill out all fields of the form provided.

IMPORTANT! The operator charges an additional fee for this operation, but it does not exceed 10 rubles. You can transfer up to 50,000 rubles.

Via SMS

Topping up via SMS command is considered the fastest and easiest option. To do this, a person may even be disconnected from the Internet. The steps are as follows:

Open tab " messages».
You need to find the person for whom the transfer is intended in your contact list.
Text message: # word " translation" and the amount in numbers.

You can make any payment, in the region of 50,000 rubles. The main thing is that during such a procedure, at least 10 rubles remain in the sender’s account. This is done for security so that none of the users are harmed and remain connected.

Transfer money from Megafon to Megafon

Megafon is one of the very first operators to figure out how to transfer money from phone to phone. The company has developed several convenient options for these actions. Each subscriber can choose the most convenient solution for myself. For example, a simple command that requires dialing the following combination: *133*transfer amount*recipient number. After entering, you need to follow the system prompts. This option implies a commission of 6% of the payment amount.

This operation is unique and convenient in that the money arrives instantly and it does not matter what connection the recipient of the funds is connected to. It is also suitable in the most emergency situations, when money transfer needs to be carried out quickly. Let's also consider other methods and highlight the advantages and disadvantages of all methods.

Via the official website

Using the Megafon portal, transferring finances will also not cause any particular difficulties, but you will have to meet some conditions and know the algorithm of actions:

To send money to another user, you first need to log in to the Internet.
Enter the following data into the search bar: https://money.megafon.ru/pay-mobile.
Select the “money transfers to another phone” tab.
A special form will open that requires filling out. The data must be entered without errors, otherwise it will be extremely difficult to cancel the transfer or return money sent to another person.
After entering the amount and confirmation, all you have to do is wait for the transaction to complete.

This translation option is ideal for those who do not have the Megafon mobile application, but have constant access to the Internet. Experts even advise those who often carry out such procedures to add the selected resource to favorites or display it on main screen cell phone.

Via the app

It is convenient for any person to check their spending by telephone conversations via the application. This eliminates the need to call support for any trifles, and get information from a downloaded resource. Let's consider a step-by-step algorithm of actions:

Log in to the mobile application.
Find the tab " payments».
Fill out the form that opens indicating the amount and number of the person who is waiting for the funds to be transferred.

Remember that the system will require confirmation from the party to whom the money is transferred. The recipient must act as per the instructions provided in the SMS text message. The service is paid, so you should think about it before making a payment. If there are less than 10 rubles left on the sender’s account during this operation, the procedure will be interrupted. Commission – 6%, number of transfers per day, no more than 15.

Via SMS

The operation can also be carried out via SMS command. Most people prefer this option for transferring funds. This is due to the fact that it is enough to write a short SMS, and the recipient, following the instructions, will bring the procedure to its logical conclusion. In order to transfer money you will need:

Login to the tab " messages» on your mobile device.
Select contact from notebook or enter in the column “ recipient» number manually.
In the body of the letter indicate: # and the amount that the user is ready to transfer.

On a note! There is an opportunity to further comment on your actions. The subscriber to whom the funds are intended will receive additional information. This method is considered an interesting option in the form of holiday greetings. In an additional message you can write “happy birthday”, the main thing is to do it with a space, after the main text.

How to transfer money from Beeline to Beeline?

Billine also allows you to send your money to other users on the same network. The first variation that the operator offers is quick command, which will allow you to make payments instantly. To do this you need to dial *145# and a call button. The connection transfers the subscriber to the voice portal. If I follow the instructions, the recipient's account will be replenished immediately. Or you can enter this command, then after # the subscriber number, and after * the replenishment amount. You need to end the request with the standard #.

For some users, this option will seem problematic and complicated. Therefore, the operator developed additional variations of actions.

Via the official website

To deposit money through the Beeline portal, no registration is required. Funds will be sent through your personal account after all positions are filled. Let's look at the order of simple manipulations:

Go online. This can be done with mobile device or from a desktop computer.
Follow the current payment link: https://moskva.beeline.ru/customers/how-to-pay/oplatit-so-scheta/#/init-payment/39353.
Enter your information and the recipient's information. Enter the amount and click “send”.
The system will require you to enter the code in the picture. It is provided for the safety of such actions.
After the “operation completed successfully” sign appears, all you have to do is wait for the balance to be replenished.

The program immediately indicates the amount including commission. It is very comfortable. Before carrying out such an operation, it is better to check the status of your account and make sure that there is enough money for the transfer. The subscriber who makes the transfer should not be left in the red. The minimum balance must remain at least 10 rubles.

Via the app

It is easy to transfer funds through the mobile application. Every person who is a regular customer of the company has it. Even if it is not downloaded, you can download it within a few minutes. After the application becomes active, you must follow the detailed instructions:

Login to the resource.
Find the tab " payments».
Select the line " replenishing another subscriber's account».
Fill out the form that appears: the number is entered manually or copied from phone book. The amount is written down at the very end.

Carefully check the correctness of the entered data. It is enough to make a mistake in one number, and the system will send funds to the wrong destination. As practice shows, getting them back will be quite problematic. To do this, you will need to go to the company’s office, write a statement and wait about a week for a refund. There are also cases when a person transfers money through third party resources. In this case, their return is sometimes simply impossible.

Via SMS

Top up another user's account mobile communications easily using the short number 7878. The convenience of this method is that the subscriber does not need to go to the Internet or his application, he does not need to connect to the Internet, but simply enter the “messages” tab. Let's look at how to do this correctly:

After opening an empty SMS, in the recipient line, the number is indicated 7878 .
The body of the letter contains the recipient's number without the first eight. Instead you need to put a number - 7 . After this, the payment amount is indicated.
The command is processed in a few moments, and the system will require additional confirmation of its actions. This is due to the fact that a person may type a message by mistake.

The service is provided on on a paid basis. If the payment does not exceed 200 rubles, then the commission is 15 rubles. An amount of two hundred rubles or more is already subject to an additional fee of 3%. It is worth noting that this is significantly lower than other operators. If we are not talking about a Billine subscriber, but about another operator, but the conditions and restrictions are a little stricter. To transfer funds to another operator, you will have to pay 7.95% of the transfer amount, and the additional commission on top will be fixed - 10 rubles.

You can help a friend in a difficult situation and transfer him some money through any operator. The instructions provided above describe how to transfer money from phone to phone in different variations. The user can select any of the options. As a piece of advice, it is worth noting that transfers via a mobile application are more secure and effective method. A person can always track his payment and see the history of his transfers for a specific period. Also, in the event of a data entry error, the subscriber has the opportunity to contact a company employee and promptly mark the payment.

Transferring money from a mobile phone is a common operation. Therefore, operators are striving to make the service more accessible, allowing them to send money from phone to phone not only within the same cellular network, but also to accounts of other providers mobile services. Such payments can be made using a short USSD command, SMS, on the official resource of the operator, in your personal account and in the official application on your mobile phone. Quantity possible options depends on the specific mobile operator.

Methods of transferring money from a Tele2 account

The Tele2 company recently began its activities on Russian market, but tries to keep up with competitors. Today it offers a variety different ways payment and money transfer. Clients can transfer funds from one Tele2 phone to another Tele2, Beeline, MTS, Megafon, etc. number. in several ways:

USSD command;
On the mobile operator's website.

But even when transferring from a Tele2 account to a Tele2 account, you will have to pay a commission of 2.5%. This, of course, is 2 times less. than when sending money to subscribers of other networks, but still unpleasant.

Through the Tele2 service

Today, all mobile service providers in the Russian Federation offer special services on their websites where you can (of course, with a commission!) carry out various transactions. To transfer money to another subscriber’s phone through the Tele2 service, open the page and follow the instructions:

The money will be credited to the recipient's balance instantly.

USSD request

Transferring money from Tele2 to the number of the same operator or another Russian mobile service provider can occur through a USSD request. To do this, type:

*145*number of another subscriber*amount# and call

You will receive a code that will allow you to confirm the operation. As soon as the money is credited to the subscriber's account, both he and you will receive a notification about a successful transaction.

Commission and restrictions

Even when transferring from Tele2 to Tele2, a commission is withheld. The amount depends on the amount of the transfer, but usually it is 2.5%. When transferring money to phones of other operators (MTS or Beeline, as well as Megafon), the commission is 5%.

By the way, you can top up your Tele2 account without commission from a Sberbank card or another Russian bank, also using the service on the operator’s website.

How to transfer money from Beeline

You can transfer money from a Beeline phone to one of the numbers of the same network or one belonging to another Russian operator (Tele2, MTS, etc.) by choosing one of the convenient methods:

Through the service on the website;
Using short commands;
In your Beeline personal account (to do this, go through the registration procedure).

Any transfer method is available around the clock and allows you to transfer funds instantly.

Via Beeline service

The easiest way to make a transfer is using the Beeline service on the company’s website. This option allows you to transfer money to another Beeline subscriber or a client of another cellular operator instantly. For this:

The money is credited within a few minutes.

USSD request, SMS

You can quickly and easily transfer money from a Beeline phone to another number via USSD request or SMS.

SMS you need to send to the short number 7878, indicating:<Телефон получателя, начиная с цифры 7> <Суммау (указывается через пробел после номера)>

You can also dial short USSD request*145*subscriber number*amount# and call

In both cases, you will receive a message asking you to confirm the operation.

Commission and restrictions

The maximum amount for one transaction is 5,000 rubles. The minimum payment is 30 rubles. When replenishing a Beeline account from Beeline, the commission depends on the amount:

15 rubles if you transfer from 30 to 200;
3% + 10 rubles if you send from 200 to 5000.

When transferring funds from Beeline to subscriber accounts cellular networks you will have to pay a commission of 7.95% + 10 rubles. You can transfer no more than 15,000 rubles per day.

Methods for transferring money from an MTS phone account will not be the same for all operators, nor will the commission. When replenishing your Megafon account via SMS, you will not have to pay a commission due to the close cooperation of operators. When transferring from MTS to MTS there is also no commission.

Via MTS service

You can transfer money from a phone to an MTS phone on the operator’s website by visiting the page. To make a transfer you need:

Before making a transfer, the system will notify you of the amount of the commission.

USSD request, SMS

The mobile operator MTS provides its subscribers with the opportunity to transfer money to the account of another user via SMS. To do this, you need to send him the following message on his phone:

500 is the amount;
There is a space between the word translation and the amount.

The subscriber will not receive this message, but the request will be registered in the system. Next, instructions will be sent to the sender’s number, following which you can transfer money.

There is another simple way to transfer funds from an MTS account - through the USSD command:

If you did everything correctly and there is enough money on your MTS phone balance, the specified amount will be sent to the recipient instantly.

Commission and restrictions

When transferring money from an MTS phone, a commission is not always charged; its size depends on which operator’s phone the funds are sent to:

Megafon – 0%;
Beeline – 10.4%;
Tele2 – 10.5%;
Yota – 3.5%.

Certain restrictions are also placed on the transfer amounts. For example:

The minimum payment amount is 10 rubles;
The maximum amount is 15,000 rubles;
You can transfer up to 30,000 rubles per day;
Payments per month cannot exceed 40,000 rubles;
The largest number of transfers per day is 5.

Services money transfers available 24 hours a day.

Transfers from Megafon

When transferring money from Megafon to other phones, a commission is charged, but it will not be the same. So, for example, transfers to MTS and Megafon phones using SMS or online service are carried out free of charge. The company allows you to transfer all the money, leaving a balance of 0.

Via Megafon service

To transfer a certain amount of money from a Megafon phone to another phone, customers can visit the website and use a convenient service. Necessary:

USSD request, SMS

Transfer from Megafon to a phone of any Russian operator can be carried out using a USSD request or SMS. If you want to transfer 100 rubles to a subscriber, you must send an SMS to his number with the following text: #100 . The system will require you to confirm the payment following the instructions. Regardless of which operator your friend or relative uses, the balance will be replenished quickly.

USSD: *133*transfer amount*subscriber number#

When transferring funds using a USSD request, the tariffs differ from the commission that you will need to pay when transferring via SMS or the company’s Internet portal. The transfer to an MTS subscriber will be free, when transferring to Megafon you will have to pay 6% of the amount, and for other operators the tariff is 8.5%. The service is completely free for the recipient.

Commission and restrictions

If a transfer from phone to phone is carried out on the Megafon portal or via SMS, the commission will be as follows:

To Megafon – 0%;
MTS – 0%;
To another operator (for example, Tele2, Beeline, etc.) – from 5% and above.

There are restrictions on transfers from Megafon:

The smallest amount is 1 ruble;
The largest amount is 15,000 rubles;
Payment per day and per month cannot exceed 40,000 rubles.

An operator called Motiv provides communication services in four large regions of the Ural Federal District. If you need to transfer money from phone to phone, you can do this in your personal account, called LISA, as well as via SMS and USSD request.

Personal Area

Within the Motive network in the Fox account, transfers are made free of charge. An account or phone number is used as a login. The password can be obtained by sending a blank SMS to number 1070. In order to transfer money from phone to phone, you must:

There are strict restrictions in your personal account; you can transfer only 100 rubles at a time and 200 rubles per day.

USSD request, SMS

To transfer money from your Motive phone to the phones of others mobile operators, you can send an SMS to number 1080. The text of the message includes: Ten-digit phone number and amount. The data is separated by a space. The USSD command for making a transfer is created like this:

*104*108*Number*Amount# and call

Commission and restrictions

Some restrictions are imposed on money transfers from the Motive phone and certain rules apply:

The minimum transfer can be 10 rubles;
The maximum transfer amount is 100 rubles for 1 transaction;
You can transfer no more than 200 rubles per day;
After making the transfer, at least 50 rubles must remain in the account;
The commission for transferring from Motive to Motive is 0%

If you need to replenish your account with a larger amount, you can use replenishment with bank card or use the MOTIV.Pay service

Rostelecom, like other operators in the Russian Federation, offers subscribers to transfer money from phone to phone. This service helps in an emergency and allows you to deposit money almost instantly using a convenient method

Through the Rostelkom service

To make transfers from phone to phone, Rostelecom subscribers do not have to register and open their account. You can transfer money using the Rostelecom service. For this:

If you are logged into your personal account, select the “Payment” section, then “Mobile payment”. The system prompts you to enter the subscriber ID and payment amount. The system will send an SMS with a code to confirm payment.

USSD request

You can pay for the phone of another subscriber with Rostelk via USSD request:

You will receive a code on your phone that is necessary to confirm the operation. By following the prompts, you can quickly top up another subscriber's account.

Commission and restrictions

The rules for paying for Rostelecom services via Web payment say that the commission when transferring money to a phone is:

MTS – from 4.9%;
Beeline - from 5.8%;
Megafon – from 4.9%;
Tele2 – from 5.3%.

You can transfer up to 1,500 rubles per day. The minimum amount is 10 rubles.

Conclusion

Today, for the convenience of customers, mobile operators such as Beeline, Tele2, Megafon, MTS, Rostelkom, etc., offer different methods of money transfers from phone to phone. All of them are carried out in a matter of seconds and with a minimum commission, which differs depending on the operator. As a rule, transfers within the same network or to partner numbers are more profitable.

Do you have a certain amount of money accumulated on your phone and need to withdraw it? Why and how doesn't matter. The main thing is, is it possible to remove it and how to do it? And how much will this pleasure cost?

You won't be able to cash out money from your phone for free. All operators charge money for this. The only difference is the amount of commissions. And looking ahead, I will say that it may differ several times!

It all depends on 3 parameters:

operator;
amount withdrawn;
cashing method.

If you are looking for an answer to a question,

how can you withdraw money from your phone to a card (for example, Sberbank) without commission

I'll disappoint you. You won't find this way. I searched and the result was negative.

The percentages for withdrawals stated on websites on the main pages do not accurately reflect the real picture. Usually it is indicated from….%, that is, the minimum percentage. In fact, it can be increased by 50-100% for sure.

I also had this need. Several tens of thousands of rubles are stuck on the Internet. And they had to be transferred somewhere. Therefore, we had to conduct a comparative review of the possibilities for withdrawing money from a phone from the main mobile operators:

Tele 2;
Beeline;
Megaphone.

You can find services online that provide similar services. But it is still safer to use the services directly from official representatives.

I decided for myself that if the size of the commissions varies greatly, then I will create an additional new number from the right communication provider and will carry out withdrawals at the lowest cost.

So, let's go - how you can withdraw money from your phone with minimal losses.

The required minimum 5% commission from Beeline is achieved only when transferring from 5561 rubles.

It is generally not profitable to withdraw small amounts. The withdrawal fee is simply extortionate.

If we convert the above commissions into percentages, we get the following picture:

up to 250 rubles - from 20%;
from 250 to 730 rubles - 14 - 28%;
730 - 1,430 rubles - 6.6 - 13%;
1,430 - 1,880 rubles - 6.4 - 8.3%;
1 880 — 3 800 — 6 — 12%;
3 800 — 5660 — 6,1 — 9%.

It turns out that in order to withdraw the minimum amount of 50 rubles from Beeline, you will additionally have to pay the same amount in the form of a commission. Which in this case will be as much as 100%.

It will be cheaper to withdraw money to a bank account (not to a card) - 2.99%. Account details can be found either in the agreement or at the bank. Also, if you use your personal bank account, necessary information, which account your card is attached to is always available.

The downside of a bank transfer will be the payment processing time of up to 3 business days. When withdrawing to a card, funds arrive within 2-3 hours (up to 24 hours), but usually much earlier.

Cash withdrawal from an ATM

The website has instructions on how to do this. And a list of ATMs in your city where you can cash out.

There are no tricks here and there is a single rate - 5.95% of the withdrawn amount. The main thing is that the ATM is one of Beeline's partner banks.

You can withdraw no more than 5,000 rubles at a time and a maximum of 40,000 per month.

Money transfers

Output available to:

Unistream;
Contact;
post office;
Gold Crown.

Uniastream and Contact charge 5.95% + 10 rubles, regardless of the transfer amount. Enrollment is almost instant.

Withdrawal via Russian Post will be cheaper, only 2.6% + 50 rubles (if you are willing to wait a week).

It is preferable to withdraw through the Golden Crown. Absolutely no withdrawal fees. But the maximum transfer amount is only 1,000 rubles.

Money can be obtained at Beeline offices and partner stores. You can find a list on the website.

Conclusions and preferred method of cashing out from Beeline

It is more profitable to withdraw small amounts (up to 1,000 rubles) through Zolotaya Korona. But here you will definitely need to visit the office (and spend time).

Transferring to a bank card turned out to be the most unprofitable. If you do not withdraw the maximum amount (5660 rubles and above with a 5% commission), the transfer fee will cost on average 8-10% or more. But there is a definite plus here. The money goes almost immediately to the card and there is no need to go anywhere. For small amounts withdrawn (up to 500 - 1,000 rubles), you can probably turn a blind eye to a commission of 50-100 rubles.

If time is of the essence: the alternative is direct withdrawal to a bank account - only 3%. Funds will appear in your account within 3 days.

When using money transfers and ATM withdrawals, we have approximately the same costs - 5.95%. The choice in favor of one or another withdrawal method must be made based on the amount (maximum 4,000 at an ATM) and the time spent (either go to the ATM and withdraw money, or find a transfer issuing point, wasting time standing in line and processing the transfer issuance) .

I don’t even want to talk about Russian Post. A week for translation + the possibility of being stuck in a queue for an indefinite time is somehow not very impressive. Although there may be extreme sports enthusiasts who are willing to stand in line for an hour for a low 2.6% commission......

How to withdraw money from an MTS number

MTS has 3 options to cash out:

transfer to card;
Money transfers;
to a bank account.

Go to the “Manage Payments” tab, then select “Money Transfers” or “Easy Payment”. Or follow the link https://pay.mts.ru/.

To a bank card

Transfer limits from 50 to 15,000 thousand per transaction. But no more than 5 payments per day.

Commission 4.3%, but not less than 60 rubles.

Processing time up to 2 hours. But usually the money is credited immediately.

Because of the notorious 60 rubles, when withdrawing small change, the interest rate will be many times higher than the stated 4.3%.

For example,

for 300 rubles - 20%,
500 rubles - 12%;
1000 rubles - 6%.

The required 4.3% commission from MTS is achieved when transferring to a card from 1,400 rubles (60 rubles).

Money transfers

Payment systems similar to Beeline + Russian Post.

Russian Post - 4.2% + 55 rubles for transfer (period 4-8 days, from 100 to 14,000 rubles);
Contact and Unistream - fixed 4.3%, regardless of the amount (instantly, from 1,000 to 15,000 per transaction).

Easy payment

Another way to withdraw money to a card from the MTS operator is “Easy payment” - “Repayment of loans”.

Select the required bank from the list provided. Transfer is available by card number (fast, but more expensive), or directly to a bank account (longer, but cheaper).

Withdrawal to a card will cost the standard 4.3% (or 60 rubles).

When withdrawing to an account, the transfer fee will depend on the selected bank (in most banks 2.3% + 10 rubles for making a payment).

The exception is Sberbank - 2.6%.

A profitable way to cash out from MTS

If you have time, then the best option is withdrawal to a bank account (within 1-3 days), with a minimum commission of only 2.3%.

If you don’t mind losing an extra 2% on cash, choose a transfer to a bank card (almost instantly) for 4.3%. But don’t forget about the minimum wage of 60 rubles.

It’s a pity to lose extra funds - our option is money transfers for a fixed percentage - 4.3, regardless of the amount. First, of course, you need to find out where the issuing points are located and whether visiting the branch will be convenient for you personally (wasting time on the road and processing the receipt of payment).

How to withdraw money from a Megafon phone in cash

Money from your phone balance can be cashed out only in two ways:

on the map.
to a bank account.

The service is located “Options and services” - “Payments and transfers” or at the link https://money.megafon.ru/

from 50 to 13,730 rubles per transaction when withdrawing to a bank card;
from 1 to 15,000 rubles (per operation), up to 40,000 per day and month to a bank account.

Tariffs for transfers are simply outrageous.

on the map:

7.35%+ 95 rubles for withdrawal up to 5,000 rubles;
7.35% + 295 rubles - from 5000 rubles.

To a bank account - a flat rate of 8% + 40 rubles, regardless of the payment amount.

Let’s consider, as an example, how much you will have to pay when withdrawing different amounts to a card from Megafon:

500 rubles - 36.75 (7.35%) + 95 rubles. = 131.75 rub. or 26%
1,000 rubles - 73.5 + 95 rubles. = 168.5 rub. or 16.85%
3,000 - 220 + 95 = 315 rubles or 10.5%
5,000 - 367.5 + 295 = 662.5 rubles. or 13%.

Transfers from Megafon

Withdrawal methods similar to the above operators are available.

It was not possible to find tariffs on the website. Either they don’t exist, or they are hidden very deeply so that no one finds out the terrible military secret.)))

The amount of commissions is formed only when you specify the transfer amount.

As an example, I’ll show you what the commission was when withdrawing 500 and 1000 rubles to Russian Post - 19.3 and 8.65%. Very expensive.

Megafon map

Megafon has its own payment bank card. Its main feature is a single balance account on the phone and funds on the card. By topping up your card, you top up your phone. Write-off occurs in the same way. You can pay with your card for purchases all over the world.

The only negative is the paid cash withdrawal. 2.5% of the amount (but not less than 100 rubles). You can transfer money by transferring money to cards of other banks (MoneySend). For example, at VTB or Alfa Bank. The rate is 1.99%.

An option for those who periodically need to cash out money from a Megafon phone.

For Megafon subscribers, the card is issued free of charge (if you have a tariff with a monthly fee). Or for only 99 rubles. Self-service plastic amounts to zero rubles per year!!!

How to profitably get money

The Megafon operator does not really welcome (or rather does not welcome at all) the withdrawal of money from the phone balance. How else to explain the simply huge commissions for cashing out funds.

When transferring even 2 - 3 thousand you will have to pay more than 10-15% of the fees. For withdrawals of 500 - 1,000 rubles we pay almost 20%.

The only correct option is to get a Megafon card (for free) and, if necessary, cash out (for 2.5%) or transfer to other cards (for 1.99%).

Ways to cash out money from Tele2

All financial transactions with a phone number are carried out on the website https://market.tele2.ru/.

What I like about TELE2 is the availability of information and tariffs for translations. Everything is clear and easily accessible. How much, for how much and how.

Carrying out transactions on the operator’s website

To a bank account or by money transfer - 5.75%.

For withdrawal to a card they charge from 50 to 400 rubles. The commission grid is reminiscent of Beeline.

Converting to percentages, we get the following figures:

from 1 to 250 rubles - from 20%;
251 - 730 rub. — 27 — 9.6%;
731 - 1,410 rub. — 12 — 6.3%;
1,411 - 1,880 rub. — 8.5 — 6.3%;
1,881 - 3,800 rub. — 10.6 — 5.2%
3,801 - 5,700 rub. — 7.9 — 5.2%;
5,701 - 14,600 rub. — 7 — 2.7%

I was amused by the amount of fees charged by Tele2, which amounted to borderline amounts. For example, when withdrawing 730 rubles, they take 70 rubles or 9.6%. If you cash out 731 rubles from your phone, then Tele2 already takes 90 rubles or 12.3%.

Take this into account. It may be more profitable to split the amount into several payments.

Transfer via phone

It is much easier (and cheaper) to withdraw directly from your phone.

To do this, just dial *135#. Next, select the required service.

The commission for withdrawal from Tele 2 number is the same - 5% of the transfer amount.

Enrollment period is up to 3 working days.

Restrictions and limits on transfers:

from 10 to 14,200 rubles per operation;
no more than 150,000 rubles per day;
500 thousand per month.

What do we choose from Tele2?

Withdrawing to the bank using SMS commands with a 5% commission is the best option. But...if you don’t withdraw large amounts.

What should be the transfer amount to reduce the commission?

In the table of tariffs for transfers through the site, the minimum fee of 2.7% is achieved with a one-time withdrawal of 14,600 rubles.

If the cash out amount is equal to 8 thousand, we get a 5% commission.

select withdrawal via USSD command for 5% when withdrawing amounts up to 8,000 rubles;
through the operator’s website when cashing out from 8,000 to 14,600 rubles. Then the fee will be from 2.5 to 5%

Finally

Withdrawing money from the phone number of major mobile operators (MTS, Beeline, Megafon or Tele2) is not a cheap pleasure.

You will have to pay 5, 10 and even 20% or more, just for transferring your own funds!

For some it may seem like a small amount, the transfer fee is 6-7%. Some may even be willing to pay 10%. If the amount to be withdrawn is small. With 1,000 rubles, you will lose 90-100 rubles. It doesn't seem like that much money.

For me, the option of losing 10% at a time does not look very attractive.

The deposit rate in Sberbank is 5-6% per annum. Imagine, people invest money for a whole year to earn 5-6%. And to get 20% you need to keep the money on deposit for 3-4 years.

A more expedient option is to spend the “surplus” money on purchases or paying for housing and communal services and taxes. All operators have such capabilities. Of course, in some cases commissions are charged (around 2-3%). But there are also “no commission” services. Additionally, some online stores allow you to pay for goods directly from your mobile phone account, without additional fees.

If you still need “real” money, the best option for withdrawing funds from your phone is a transfer to a bank account using the bank details. On average 2.3-3% of the transfer amount.

If “extra” money appears on your phone periodically (for example, from the Internet: review sites, etc.), then it would probably be more advisable to buy an additional SIM card from the operator, with the lowest withdrawal fees.

I made my choice. I received a plastic green one. And I calmly spend money in stores.

If you need to withdraw cash, Megafon has the lowest commission of 2% among the big four operators.

A small financial life hack

There are money transfer services that pay bonuses for transactions, including replenishing your phone balance. The reward is usually from 50 to 100 rubles. Credited to your mobile phone account.

I transfer money to Megafon (replenishing the card accordingly) using the Pay-up service. Details can be found in this.

For 500 rubles, minus the service commission of 10 rubles, the net profit is 40 rubles or 8%.

There is only one drawback - the bonus is awarded only on the first payment per day.

Everyone has a large balance on their phone and low withdrawal fees!

You can transfer money from one operator to another even if you need to withdraw it from your balance, and there are even recommendations on how to do this more profitably. For example, one operator has high commissions for such an operation. It is more profitable to first transfer money to someone else offering a lower fee, and then withdraw.

How to transfer money from the balance of one phone to another in St. Petersburg?

Sometimes you need to make an important transfer of a large amount. Then it is more convenient to use a computer or tablet and make a transaction through the operator’s personal account. The fees are clearly indicated there, it is convenient to check the data, the transaction receipt will be saved in history. When using transfer via SMS or USSD, the check will be available when sent to the phone number in the message, or if you specify email.

There is no need to log in on Beeline - the transfer can be made in the “Payment and Finance” section on the website. Next, fill out simple form, enter the sender's number and the recipient's number, the amount in rubles, and do not forget to agree to the terms of service, and also add an email to receive a receipt.

You can send up to 5,000 rubles this way. The commission for transfers within the operator’s network will be 3% + 10 rubles (if the amount is more than 200 rubles), for other operators - from 7.95%. Within the network, for amounts less than two hundred rubles, a fixed commission of fifteen rubles is charged.

After filling in the data for the transfer, you need to confirm it with a code sent to the Beeline number via SMS. Therefore, you should not worry that without authorization someone will be able to withdraw money from your balance.

To transfer from Megafon, go to the special payment site https://money.megafon.ru/. Here you will be offered to top up another subscriber’s account from your balance or bank card.

When choosing the first method, keep in mind that you can send from 1 to 15,000 rubles. Within MegaFon a commission of 6% is charged, and for other networks from 5%. It is worth considering that during the promotion you can transfer to MTS numbers without commission, and within the network when using transfer via SMS.

A similar service was developed by the operator Tele2. Open the tab with the website https://market.tele2.ru/, enter the phone numbers of the sender, recipient and payment amount, confirm the operation from your mobile phone, and your loved one will receive help almost instantly.

When sending large amounts (from 1000 rubles to 15000) to Tele 2, the commission charged depends on the amount of the transfer; to other networks - 7% + 5 rubles.

Owners of MTS SIM cards must first log in to their personal account on the operator’s official website. There is a section “MTS Money”. For authorization, a single password for your personal account is used.

You can transfer up to 10,000 rubles at a time from one phone to another mobile phone, and no more than 5 transactions per day. The operator does not charge a commission for intranet transfers to MegaFon numbers. For numbers of Beeline, Tele2 and other operators, 10.4% of the amount is charged.

Transfers to other phones via SMS

Each operator allows you to transfer money to another person’s account using SMS.

In this regard, the most convenient service is provided by MTS and MegaFon operators: subscribers do not need to remember short numbers, but simply send a specific template directly to the number of the subscriber who needs to top up their account.

The template looks like this: # transfer 100, where instead of 100 you can put any amount you want to send, but only as an integer. In this case, the sender pays the cost of the message according to the tariff, a commission for making the payment. You can send no more than 5,000 rubles to your account at a time.

The commission on MTS is: within the network and on MegaFon 0%, on Yota - 3.5%, on Tele2 - 10.5%, on other numbers - 10.4%. On MegaFon you can also send a transfer online and to MTS for free, to other operators from 5%.

Beeline owners must remember the short number 7878, to which the transfer template is sent in the form 7ХХХХХХХХХХ 100, that is, the subscriber number in 11-digit format and the payment amount. In response, the system will send a message with further instructions. The size of the commission does not differ from transfers through the site - 3% + 10 rubles to Beeline and from 7.95% + 10 rubles to other operators. Within the network, when transferring up to two hundred rubles, there is a fixed commission of 15 rubles.

Transfer using USSD requests

The easiest way to quickly send money to another subscriber is to dial a short command on your phone.

Beeline has a “Mobile transfer” service. Type the command * 145 # on the keyboard and press the call key. You will receive instructions for further actions.

You can dial right away ready-made template with the subscriber number and payment amount, it looks like this: * 145 * 9030000000 * 100#. The cost of one transfer is the same as when using other payment channels from your cell phone number.

The Tele2 operator uses the same USSD command * 145 # for mobile transfers. The service menu will indicate the transfer fee. Transfers within the Tele2 network cost 7 rubles (with a top-up amount of up to 250 rubles), you can send from 1 to 14,200 rubles. Sending to accounts of other operators comes with a commission of 7% + 5 rubles.

MegaFon also has a similar service - the operator's subscribers can send money to any operator via USSD. Use code * 133 * payment_amount * subscriber_number # . For example, if a friend uses MTS and asks to top up her account with 100 rubles, dial a code like * 133 * 100 * 9171234567 # on the phone’s numeric keypad, and she will receive the money in a matter of minutes.

The MegaFon operator allows you to send payments from 1 ruble to 15,000 at a time, but not more than 40,000 rubles per month. The commission for transfers is 6% within the network, free on MTS, and 8.5% on other operators.

If you use an MTS SIM card and want to transfer money from your mobile to the balance of another number, go to the payment portal menu using the command *115#.

Follow the on-screen instructions and reply messages to complete your payment. The recipient's number must be indicated starting with the operator code, without the eight and seven plus. Cost of the service: 0 rubles for MTS and MegaFon numbers, and 10.4% for numbers of other operators. You can send from 10 to 5,000 rubles at a time, no more than 30,000 rubles per day, and no more than 40,000 rubles per month.

Often there is a need to transfer money from phone to phone - for example, a friend is left without money on his balance and needs help, or someone urgently needs to call a taxi, but there is not a penny on his balance. Mobile operators provide the opportunity to easily divide the balance between the accounts of two phones. We will discuss how to transfer money from one number to another.

Rules for replenishing an account from one phone number to another

Each company dictates its own rules regarding transaction operations. Let's list the requirements of the most common communication services used in the CIS countries - Russia, Ukraine, Belarus and Kazakhstan.

To transfer funds from one MTS account to another number of the same operator, the sender must pay a commission of 10 rubles. For transfers to the account of other companies, a withholding percentage of 4.4% of the transfer amount is added to this money. No commission, the transaction is carried out only through an online money transfer service.

In one transaction, you can transfer from 1 to 15,000 rubles to your operator’s account, and the maximum amount for other companies will be 1,000 rubles. In this case, after the transaction, the subscriber’s account must have at least 10 rubles. You can make up to 5 payments per calendar day with a total number of no more than 30,000. This amount should not exceed 40,000 rubles per month.

You can transfer funds from one Megafon account to another by paying the company a commission of 6% of the transfer amount. In order to transfer money to a subscriber of another network, you will need to pay 8.5%.

At the same time, the operator does not limit the volume of payment by the need to withhold the balance on the account. The minimum amount that can be sent is 1 ruble, and the maximum amount for one operation is 15,000. The daily limit (as well as for a calendar month) for shipments is 40,000 rubles.

The commission for a cash transaction with this operator is 15 rubles, regardless of the size of the payment. You can transfer from 10 to 200 rubles at a time. The maximum transaction amount per day is 400 rubles, and after the transfer of funds, at least 50 rubles must remain in the sender’s account. You can transfer funds up to 5 times per day.

At the same time, the Beeline operator provides the opportunity to carry out transactions only for those subscribers who, being clients of the company, have spent at least 150 rubles to pay for communication services. Also after receiving funds to the account by mobile transfer, the subscriber can transfer them only after 24 hours.

USSD or SMS messages are methods that allow you to send funds from a SIM card to absolutely any user of a mobile device, regardless of technical parameters telephone and Internet connection.

MTS users can send funds using the command *115#. After typing it, a menu will appear in which you will need to select the item “ Mobile phone”, and then the telecom operator and phone number to which the transfer will be made. After this, the sender will need to enter the recipient's phone number, indicate the transfer amount, and confirm payment. You will then receive an SMS with further instructions and payment confirmation.

It is much easier to transfer funds by sending SMS. If the recipient also uses MTS services, it is enough to send a message to his phone with the text #transfer AMOUNT, where the amount of money transferred must be indicated separated by a space, in an integer within the limits indicated above.

Megafon subscribers can transfer money by entering the command *133*AMOUNT*NUMBER#. Here everything is much simpler - a confirmation message is immediately sent to the sender’s phone, and the operation is completed. To transfer via SMS, you need to send a message to the recipient's number with the text #SUM TEXT. After the hash mark, the required deduction amount is indicated, and after a space - a comment to the recipient (it is not necessary to enter it).

Users of the Beeline operator can transfer funds from one number to another by dialing the command *145*NUMBER*AMOUNT#. Or you can dial the short command *145# and follow further instructions that appear on the screen. To make a funds transaction using SMS, you need to send a message to 7878 with the recipient’s phone number (with the number 7 at the beginning) and the desired transfer amount separated by a space.

Translation via the site

Important! Money transactions through online banking operate on the same principle. They are made free of charge, through the sender’s personal account, and can be carried out using any browser with personal computer or mobile device.

The websites for payment transactions are as follows:

For MTS: pay.mts.ru;
For Megafon : megafon.ru/pay/online_payment_credit_card/;
For Beeline : beeline.ru/customers/how-to-pay/oplatit-so-scheta/.

The website interface is intuitive: the user is offered various methods replenishment of the balance - card, SIM card, online wallet, etc. After this, following the instructions, the sender needs to fill out the fields and, if necessary, enter the confirmation code from the SMS.

In order to transfer money to a subscriber from a bank card, in the fields on the website you must enter its number, the name of the holder, and security code on the back. Topping up your account from a card takes place without commissions and is safe for your bank account, as it is carried out using secure network protocols.