What is the Samsung pay application for? Detailed instructions for using Samsung Pay. Where can I pay with Samsung Pay?

Just imagine. You stand at the cash register and say that you will pay using your card. The cashier hands you a payment terminal and apologetically adds that contactless payment (PayPass), alas, does not work. “It will work for me,” you answer and bring... your smartphone to the terminal. Magically, the device that does not accept contactless payments cheerfully confirms that the card transaction has been approved. You take your bread and kefir and disappear through the door, leaving the cashier in bewilderment. In this fictional story, everything is real, except for one thing: there is no magic. And if there is, let's figure out how to tame it.

The main highlight of the payment Samsung systems Pay for smartphones from the same manufacturer is that it can be used even on old terminals that are not “trained” for contactless payments. Samsung Company figured out how to “deceive” them. On all old payment terminals with right side there is a magnetic stripe reader for a bank card, and some Samsung smartphones can emulate such a stripe.

The rest of the scheme is simple: a smartphone with NFC, a special mobile application for Samsung Pay, linking a bank card to it, a high degree of security, eliminating accidental payments and the risk of losing money if the smartphone is lost. Similar schemes work in a number of countries according to approximately the same scheme. payment system Apple Pay for gadgets of the same name, however, iPhones do not know how to “pretend” to be the magnetic stripe of a bank card and are more finicky in communicating with payment terminals.

How is security ensured?

Already at the time of installation mobile application For Samsung Pay, the smartphone is checked for malicious software. If it is detected, you will not be able to use Samsung Pay.

On a completely “healthy” smartphone, no operations via Samsung Pay can be carried out without placing your finger on the fingerprint scanner on the smartphone or without entering secret code.

Moreover, your bank card data will not be stored on your phone at all. The moment it is linked to the payment system, a random code (token) is generated, which can pass itself off as another bank card when paying. Only Samsung Pay and your bank will know that the token and your real bank card are almost the same thing.

Which cards and which banks can be linked to Samsung Pay?

On the day the service was launched in Russia, Samsung collaborated with five banks: MTS Bank, VTB-24, Alfa Bank, Raiffeisenbank, Russian Standard. In addition, you can use cards from the Yandex.Money service. At first, Samsung Pay was supported only by the MasterCard payment system, but since December 2016, Visa support has appeared in a number of banks, including MTS Bank.

Which smartphones support Samsung Pay?

At the time of launch in Russia, this payment system does not work for everyone Samsung smartphones, but in the future the number of compatible models will increase. Here is a complete list of gadgets that are ready to replace your bank card:

  • Samsung Galaxy S7
  • Samsung Galaxy S7 Edge
  • Samsung Galaxy S6 Edge+
  • Samsung Galaxy Note 5
  • Samsung Galaxy A7 (2016 version)
  • Samsung Galaxy A5 (2016 version)

Can I pay for online purchases using Samsung Pay?

No. This payment system only allows the use of payment terminals.

How to start using Samsung Pay?

Firstly, owners of the above listed models need to wait for a special system update software- it will happen in November 2016. We at MTS/Media couldn’t wait that long and persuaded one smartphone to update in September. Now, having gained practical experience, we offer you short instructions.

You can update the software on your smartphone right now, and then home screen icon will appear Samsung apps Pay. Click on it. A page will open that will invite you to become a participant in the launch of the service, one of the first to try to use it in Russia. By clicking on the I want to try button, you will see a window in which you will need to enter the unique IMEI code of your phone. This code can be found by dialing the command *#06# in dialing mode and pressing the call button. After entering the IMEI, a special installation file. Go back to the Samsung Pay app and tap Install.

After updating the software, a shortcut appears on your smartphone to launch the Samsung Pay application. You need to launch it and register. At this very moment, you will definitely need to set a secret code to unlock your smartphone or register a fingerprint for this.

Now you need to click on the image of the bank card to link your own card to the payment system. In the future, there can be up to twelve of them, and you can choose any one for payment. Here we will limit ourselves to one, using the example of an MTS Bank card.

There are two ways to enter your card details: take a photo of it or enter its details manually. We cannot show screenshots: for security reasons, the creation of screenshots is blocked for such operations.

Accepting an agreement with Samsung and the bank is the next mandatory step.

After this, your bank will want to receive confirmation of registration in the service. Press the SMS button to receive a message with a code to mobile number, linked to your bank card.

The received code must be entered in the application.

Literally the final touch: we leave your signature on the screen, which you, at the cashier’s request, can demonstrate on the smartphone screen. Write with your finger or the stylus that comes with your smartphone.

How to pay using Samsung Pay?

Open the Samsung Pay application, select any of the linked cards. To activate the payment mode, you need to place your finger on the scanner or enter a secret code.

After displaying on the screen standard icon For contactless payment, you can pay by holding the back surface of your smartphone to the terminal. The smartphone will tell you with a picture exactly how to hold the smartphone, but we will also write it down. If the terminal does not support contactless payment, place the gadget on the right, where the slot for reading the magnetic stripe of a bank card is located.

If the purchase amount is more than a thousand rubles, the terminal may request a PIN code - enter the PIN of your real bank card, not the code from your smartphone. In very rare cases, terminals request the last four digits of a bank card - they are displayed in the mobile application.

If you wish, you can enable the Simple pay function in your smartphone settings, which allows you to call up a window for payment from the desktop of your gadget and even when the screen is locked.

What else can I recommend? Be sure to watch the cashier's reaction. She (if it is she) will probably say: “This is the first time this has happened to you...”.

Samsung Pay for Android is a free and convenient wallet application created by the company of the same name for making payments using a mobile phone or other supported gadget with one touch.

You can download Samsung Pay for Android APK file For Samsung phones and is recommended for users who want to pay quickly and with one touch from a smartphone or tablet.

It is used here in the same way as ordinary payment plastic cards, with almost any trading terminals of the corresponding payment system - magnetic, chip contact or near-field communication.

Samsung Pay allows you to use your gadget as a safer, faster and easier process for paying for goods and services. All confidential data passed through the device is replaced with unique tokens. In addition, making payments using the application does not require an Internet connection; the device interacts with the terminal via contactless NFC technologies and MST.

Benefits of the service:

  • encryption of data with spontaneously generated digital tokens;
  • ease of launch and operation in one movement and click;
  • confirmation of each payment with biometric authentication or password protection;
  • possibility of universal use.

The service is launched by simply moving your finger from bottom to top across the gadget screen or by clicking on the Samsung Pay icon. The application can support up to 10 different bank cards.

Changing from one to another is done by moving across the screen from left to right or vice versa during the transaction.

Adding a card to the service:

  1. Make sure that the selected banking system supports the Samsung Pay service.
  2. Install the application and register using your current Samsung account (e-mail).
  3. We choose the most suitable identification method: fingerprint scanning or PIN code.
  4. Add a bank card by taking a photo with a camera or entering the data manually.
  5. We check the boxes and agree to the terms of service provided by Samsung Pay and the bank.
  6. We go through authorization at the bank using SMS, the service is ready to use.

To make a payment, you just need to bring the device with the service running to the terminal. It is worth keeping in mind that Samsung Pay does not support terminals that require the physical presence of the card inside. For example, a card reader in an ATM, where you need to insert a card into the device to complete a transaction. Also, today there is no possibility to pay for a purchase on the Internet.

There are no fees for using the application.

Rates apply to payments made with regular bank cards. If it is necessary to return funds written off using the service, it occurs in the same way as with regular purchases - in accordance with the law and the rules of the store.

It is possible to download Samsung Pay for Android for free using the APK file from the link below and is necessary for those users who want to make any purchases through their smartphone or tablet.


Modern technologies in the banking and financial sector have made great strides, making it possible to carry out transactions without leaving home. But even this is not an aisle today, as many banks strive to issue contactless cards with certain functionality and a corresponding application for smart gadgets. Such a large company as Samsung did not stand aside, offering all its users and many Russian citizens modern technologies in contactless payment for services and purchases.

Samsung Pay in Russia is an application that allows you to quickly make a monetary transaction and can work together with modern gadget, allowing you to use your smartphone as a card or check payments using of this device, at the time of receipt of payments or expenditure of funds.

Having entered the Russian markets, the company was able to find relevant opportunities to distribute its offer to many Russian banks. So today, payments made using Samsung Pay Visa Sberbank are very popular. The service allowed everyone to control their expenses without resorting to cash or regular cards.

Which phones support Samsung Pay

On this moment time, the devices used can connect any card from an account serviced by Sberbank, from the MasterCard company.

What devices does Samsung Pay work on:

  • Samsung Galaxy S7 edge|S7
  • Samsung Galaxy A5 (2016) / A7 (2016)
  • Samsung Galaxy Note5
  • Samsung Galaxy S6 edge+
  • Samsung S6 edge|S6 (NFC only)

Using them, you can perform all necessary transactions for payment or transfer of funds from a bank card, at the time there are funds in the account or card balance.

Each user will need to make a payment via Samsung Pay by touching the screen of their smartphone. This could be one of Samsung models Galaxy from the list above. Next, it will be enough to select the card used for payment and, after authorization and using fingerprints, carry out the payment or the required monetary transaction.

A high-quality security system has been specially developed for the user, which includes three-level protection, namely:

  • fingerprint authorization is required for each calculation;
  • tokenization;
  • Samsung KNOX.

All transactions are accepted in all stores or shopping centers where a chip card or a card with a magnetic stripe is used. Also a significant plus this application, is support for MST (Magnetic Secure Transmission) technology. And all payments made are additionally protected and processed through MasterCard.

First of all, it is worth mentioning price of use Samsung Pay. Samsung does not charge any commission, and the received Samsung service Pay is completely free feature. But this applies only to issuing banks, acquiring banks and trading enterprises collaborating with this technological platform.

Connection instructions

Every user of a smartphone from Samsung, taking into account the models described above, can connect this technological solution. Ensuring that Samsung Pay is used reliably and securely.

First of all, you need to download the Samsung Pay application via Android on your smartphone. This can be done completely free of charge, as mentioned above.

Operation to connect this service and opportunities for money transfers it will include just 4 steps, namely:

1. We open the application, launch it using fingerprints (fingerprints will later act as identification of the user and one of the barriers to making payments);

2. Adding a card from Sberbank and adding an agreement from Samsung, after waiting for the SMS confirmation, enter the sent code on your smartphone;

3. After entering the SMS code, you will need to add a signature using your finger or stylus;

4. The card has been added and you can add up to 10 to one device bank cards.

You can read more about how to activate the Samsung Pay service through Sberbank Online on the official Sberbank website at the link: http://www.sberbank.ru/samsung-pay


After completing these operations, you will be able to secure the cards you have from Sberbank for use and allow yourself to safely and more modernly carry out all the necessary transfers or payments for purchases.

How to pay for a purchase using Samsung Pay

How does it work this service? Making the necessary purchases will be even simpler and easier with it. At the same time, developers from Samsung were able to achieve a serious security system that will ensure the reliability of data storage and the transfer of all necessary funds transfers, within a careful time frame. Thus, allowing you to make any kind of purchases, if you did it using your usual bank card or Internet banking.

At the same time, the number of transactions performed is unlimited and no service fee will be charged for using the application.

All payment is made in three stages, namely:

  • Swipe up from the bottom of the screen to activate the application on your Samsung smartphone;
  • Authorization confirmation using fingerprints;
  • Bring your smartphone to the terminal to make a payment and make a purchase.

After which the funds will be transferred and any kind of purchases will become available to each user. In this case, there is no need to show the front side of the smartphone; it is enough to hold it at a close distance from the terminal.

Before starting to use the proposed solution from Samsung, many people wonder how it differs from the one previously put into use on the territory Russia Apple Pay. And what Samsung Pay can provide, taking into account security or new opportunities for each user.

1 difference. For example, a significant difference will be that the Samsung application can be used on several cards and banks in Russia. And these banks will act as partners and officially allow payments without commission. Here list of banks for Samsung Pay:

  • Alfa Bank
  • VTB 24
  • Raiffeisenbank
  • Russian Standard Bank
  • Yandex

2 difference. It can also be noted that the Samsung Pay application has support for cards with magnetic stripes. More extensive the lineup smartphones that have access to this function and app than Apple Pay. The cheapest model for Samsung Pay can be purchased for only 24,000 rubles, and to use the Apple Pay application you will have to buy a phone, the minimum cost of which is 35,000 rubles.

See also the video of Apple Pay and Samsung Pay in Russia, how it works:

Lawyer, economist. Experience in a bank. Date: December 29, 2016. Reading time 3 min.

Brief instructions to install the Samsung Pay app on mobile phone and linking bank cards

It allows you to make payments safely, quickly and easily by simply tapping your smartphone on the payment terminal, operating in Russia since the end of September 2016, Samsung technology Pay. How to install this program on the phone, what is required for work, we will consider in detail.

How to connect

In order to start using Samsung Pay, the following steps are required:

Registration will be completed in a few minutes; the phone will display the last four digits of the plastic number and the same number of digits of the digital code - a token that ensures the security of transactions. From now on, the smartphone can be used as a tool for making payments. Adding additional cards is done by clicking the add icon and repeating all the steps described.

Important: you can add no more than ten to one smartphone different cards. If you want to pay for your purchase, you must select the one you need. Default cash will be debited from the card that was added last.

How to launch the application

There are several options available to launch the application: swipe up from the bottom edge of the phone on the lock screen; on the home screen; screen in sleep mode; or simply click on the application icon.

Smartphones that will be released later than the launch date of Samsung Pay in Russia will be equipped with the technology by the manufacturer, provided that they have NFC and MST modules installed. And on previously released phones, the Samsung Pay service will become available after the update operating system.

You can pay at almost any terminal, even if they do not have a Pay Pass system, as well as at cash registers equipped with a magnetic stripe. If the payment amount is over 1 thousand rubles. in the terminal using NFS technology, the device will ask you to enter the PIN code of your bank card.

What banks work

As of December 2016, the list of banks and payment systems working with Samsung Pay is shown in Table 1.

What Samsung Pay is and on which devices you can install the application will be discussed today in this article. The ability to access payment systems is a common option that phone manufacturers offer their customers. Samsung is a Korean company that is in particular demand among Russian buyers, since the phones of this brand are maximally adapted for our country.

So, let's take a closer look at how to set up and use the application's services, where to download it and what gadgets support this service. Is it possible to disable Samsung Pay and how to do it.

Not long ago, a new payment system, Samsung Pay, was launched in Russia. A unique application made it possible to pay various bills from a regular phone. In less than a year, over a million users connected to the service. Thanks to the application, you no longer need to carry plastic cards from banks that work with Pay. You just need to touch your mobile phone to the terminal and the operation will be carried out.

Actually, new system is an analogue of a plastic card, but more modified and convenient. Since we are talking about contactless banking transactions, many users ask the question: do you need the Internet to make payments? The answer is negative, since the program stores a copy of the personal card in the phone and has a built-in special magnetic wave emitter. It is enough to bring the gadget to the terminal so that it can read the card data. The only drawback of the application is the inability to withdraw money from an ATM.

Which Samsung devices support the application?

The main difficulty that limits the use of the application is that some phone models do not have magnetic cards, as a result of which the system does not start or displays a connection error. Below you will find which phones support Samsung Pay, and on which gadgets you can download and install the application. We are talking about the following models:

Phone brand Samsung Model
Galaxy S S9, S9+, S8, S8+, S7 Edge, S7,S6 Edge+,S6, S6 Edge
Galaxy Note Note 8, Note 5
Galaxy A A8, A8+, A7 2017, A5 2017, A3 2017, A7 2016, A5 2016
Galaxy J J7 2017, J5 2017
Gear Gear S3 Classic, Gear s2, Gear Sport

Before you try to connect the system on a specific phone, it is worth checking whether the model is adapted for Samsung Pay or not. Another significant point is the fact that the platform can only be combined with factory firmware. “Gray” models (Eurotest) are not suitable for this purpose and most likely will not work correctly. You will be able to download and install the application, but when you try to make a transaction, the message “connection error” or “inappropriate SIM card” will appear on the screen.

Which Russian banks support Samsung Pay. List of partners

The list of banks with which the Pay system cooperates today includes about 49 organizations. Not all institutions are exclusively banking. Some provide payment transfer services as additional services, for example, Yandex Money or Megafon, the Euroset “Corn” card. The largest and most well-known banks support Visa and MasterCard payment systems. These banks include:

  • Sberbank of the Russian Federation;
  • Rosselkhozbank;
  • Tinkoff Bank;
  • Gazprombank;
  • Binbank;
  • Home Credit Bank;
  • Raiffeisen Bank;
  • Promsvyazbank;
  • Bank opening.

The list of Russian banks cooperating with the new payment system does not end there, and anyone can familiarize themselves with this information in detail on the Samsung website. Unfortunately, some types of cards do not work in Crimea, since not all Russian banks are present there.

What cards does the system work with?

Initially, the system worked only with one type of plastic card – MasterCard. Later, as users connected, support for Visa and MIR cards was added.

To obtain more accurate information, company representatives recommend that users from the Russian Federation go to the manufacturer’s website and ask all the necessary questions online.

Where to download, how to connect. What to do if an error occurs during connection?

Upon learning of the existence new opportunity, citizens who have a smartphone of a suitable model are beginning to wonder how to install Samsung Pay and where to download the application. First, let's look at the second question. The application can be downloaded from Play Store, which is available on every smartphone. All you have to do is find the service, download and install. You can do this for free.

Registering a SIM card in the system will require certain actions on the part of the user, namely:

  1. Make sure your phone has maximum protection against possible hacking or in case the device is lost. If it doesn't exist, it needs to be installed. For this purpose, the standard ones are suitable: a scanner-verification or a password, which will also serve as a PIN code. You will need to remember it, since you will have to use it for every payment transaction.
  2. Download the application.
  3. Confirm attaching the card and scan it with the device’s camera. Enter all the necessary information about the owner of the plastic manually.
  4. Pass the banking test using SMS, where a special code will be attached.
  5. The card has now been added and can be used.

This is the procedure Samsung connections Pay can be considered complete, and the payment system is ready for use.

It is important to note that if the system does not activate within 30 minutes, the phone owner can contact a support representative and find out the reason for the delay. Usually the service is activated immediately. Sometimes a message appears that it is temporarily impossible to connect to Samsung Pay, please try again later. This is due to technical violations, therefore, you must act exactly as indicated.

How to use Samsung Pay. How does the payment process work?

Having figured out how to set up Samsung Pay, you can start using it, that is, start paying for purchases. The principle of operation of the application is not much different from the process of using standard bank plastic. In general, it is enough to perform sequential manipulations:

  • Turn on your smartphone and the Pay app.
  • Place the screen on the terminal.
  • Place your finger on the fingerprint sensor.
  • Wait for confirmation.

What to do if you forgot your Samsung Pay password

A situation where it is necessary to recover a password from a payment system can only arise if the user initially selects one identification method - entering a digital code. The method is determined immediately before linking the card to the system.

Unfortunately, people often forget the set PIN code, and in this case it becomes temporarily impossible to connect to Samsung Pay and use the system to make purchases. If a problem occurs, customers contact support, but it is not possible to find out the password, since such a function is not available for security reasons. The issue can be resolved in two ways:

  1. Reset all settings and data through the application manager in the main menu item. To do this, just select the “Clear data” option.
  2. Register in the payment system again, that is, re-enter all information about yourself and bank cards.

Once again, it is worth noting that it will not be possible to restore the PIN code, so when registering in the system it is better to choose different ways identification.

Disabling the service if necessary

Sometimes the owner of a smartphone realizes that this payment system is not suitable for him and contacts the call center with a question - how to disable Samsung Pay?

You won't be able to disable the service without deleting the entire application from your phone. At the same time, the client can choose the option to disable alerts that come to the account. To do this, you will need to go to settings and select the appropriate service. To completely remove it, you must first erase bank card data in the application, and then remove the service itself.