Is it possible to pawn a phone in a pawn shop? What phone can you pawn in a pawnshop? Additional services in pawnshops

Today every person has a mobile phone. Any person may need to urgently receive a certain amount. To get it quickly and without any particular difficulties, you can contact the Mosgorlombard branches, pawn or sell mobile device and receive money immediately.

What phone can you pawn at a pawnshop?

To pawn a phone at the Mosgorlombard pawnshop, you need to make sure that it meets a number of criteria. They are as follows:

  • the device was purchased relatively recently (no more than 1 year ago) and has a warranty;
  • it is in excellent technical and aesthetic condition;
  • It has all the standard accessories.

If you want to hand over a phone to a pawnshop in Moscow at Mosgorlombard and it meets the above criteria, you will be interested to know how the cost of assessment.compensation is calculated. It depends on the following factors:

  • year of manufacture of the device;
  • model;
  • state;
  • complete set (availability of packaging, documentation, accessories);
  • additional accessories.

The cost of a phone pledged to the Mosgorlombard pawnshop is calculated by a professional appraiser, who in his work focuses primarily on the existing price list within the company and the demand for this product in the goods market.

Advantages of collateral at Mosgorlombard

If you want to pawn your phone at a pawnshop in Moscow, then by doing this at Mosgorlombard, you can be guaranteed to get it back within the terms established by the loan agreement. . In addition, if you are looking for where you can pawn your phone in Moscow, then by contacting Mosgorlombard, you will also be protected from the risk of losing your property during the contract period. This is possible due to the fact that the pawnshop insures the things of its clients, and if, suddenly, they are lost or damaged (for example, as a result of an accident), the company will compensate for the damage caused.

You can also sell your phone or smartphone at Mosgorlombard. Some people just want to get money for their phone and don't plan on returning for it later. For example, this is often done by people who decide to switch to another model, but do not want to wait a long time for buyers from bulletin boards.

If you are looking for where to sell a phone in Moscow, then pay attention to the services of Mosgorlombard. The company buys devices at competitive prices and issues money for the transferred property very quickly - after the device has been assessed by a specialist and the documents necessary for the operation have been completed.

If you are looking for where you can profitably pawn or sell a phone in Moscow, be sure to check out the offers of the Mosgorlombard company. The pawnshop provides quality service and offers good conditions.

  • To pawn your phone at a pawnshop, you need to come to us with the device and your passport.
  • Then our specialist inspects the device.
  • After the expert tells you the exact amount that we can give you as security, you decide whether our conditions are suitable for you.
  • If everything is suitable, a loan agreement (pledge ticket) is drawn up, and you receive the specified amount of money.

This document indicates the system for calculating loan payments that you have chosen and the approximate period during which you plan to repurchase the phone (an option is possible when the interest is calculated every day, and there is an option where the interest is calculated monthly). It also contains information about the pawnshop details, the client’s contact details and useful information about the item that you left as collateral. It also clearly states what consequences the failure to comply with the terms of one of the parties entails.

*Any citizen over 18 years of age can receive money secured by a phone. It is important to have your personal passport with you. Without it, it will not be possible to prepare documents.

How much money can you get with a phone as collateral?

Our expert decides how much money you can get using your phone as collateral. He inspects the phone in your presence and evaluates it. In doing so, he pays attention to the following factors:

  • Smartphone model and year of manufacture.
  • General condition of the device. It is important that the phone works properly and retains its attractive appearance. There should be no noticeable chips, scratches or cracks on it.
  • Availability of branded packaging and charger. When fully equipped, we can charge a higher price.

Articles and Lifehacks

A mobile device is an indispensable companion for a modern person. New items are released with enviable regularity, and therefore many users are interested in how to pawn a phone in a pawnshop.

Often, an amount sufficient to purchase a new device is added to the proceeds. But it also happens that we have financial difficulties and we just urgently need a small loan.

In our article we will tell you how to pawn a mobile device with the greatest benefit, as well as how to do it in such a way that you can return it later.

How to pawn a phone with or without return

A variety of reasons can prompt us to pawn our phone.
  • If we just need it immediately cash and in the future we plan to return the mobile device, we will need to buy it back after a certain period, paying the proceeds along with accrued interest.
  • As with any valuable tangible property, our phone will be appraised by a specialist appraiser.
  • He will determine its cost, taking into account the year of manufacture of the device, its condition, manufacturer and model, presence/absence of documentation and components.
  • When we hand over the phone, we will receive the amount determined by the appraiser, as well as a deposit ticket. As soon as the specified period has expired, you can pick up the device by paying the required amount.
  • However, if we are unable to pay it for an extended period of time, the mobile device will be put up for sale. One of the clients will be able to purchase it.
  • If we are going to pawn a phone just to get money, it is enough to inform us in advance that no ransom is planned. We will be given the specified amount, and we will give away our device forever.

At what price should I pawn the phone?

  • To return our mobile device, we need to go to a pawnshop with our passport. A person who has not reached the age of majority is not entitled to receive a bail ticket.
  • Of course, the newer and more in demand our device is, the more liquid it is, and the greater the amount of money we can get into our hands.
  • Today, pawn shops employ quite competent and professional appraisers. They take into account whether the device being assessed is in working order, whether it has defects or any damage.
  • The most stringent requirements are imposed on expensive flagships - they are often accepted in impeccable condition. Accordingly, the cost of such devices will be higher.
  • Let us add that a pawnshop with a good reputation is interested in regular customers.
  • It is recommended to study the terms of collateral in various organizations in advance in order to choose the most profitable and transparent ones. In addition, the pawnshop is obliged to guarantee security and service as quickly and legally as possible.
  • All personal information about clients must remain confidential, that is, without the right of transfer to third parties.

Short-term loans secured by a pawnshop
more profitable than bank loans because:

  • loan without certificates and guarantors, down payment; without the need to analyze the loan products of different banks; collecting a whole package of documents; long waits for a decision on extradition;
  • a loan that does not require you to provide detailed information about yourself; communicate with many people; travel to various institutions day after day for months;
  • “live” money in cash – there is no need to open an account (waiting, queues, filling out papers, bank commission);
  • repayment at any time, in parts or in full - credit interest only for the period of use of the loan;
  • confidentiality of the relationship between the pawnshop and the client: the pawnshop is not obliged to submit information about the client to any financial databases;
  • a loan, the amount of which does not depend on the level of income - only on the value of the collateral provided.
  • free collateral assessment procedure;
  • loans for foreigners and stateless persons.

Failure to repay the loan threatens the borrower with only one thing - he will have to say goodbye to the thing pledged forever. In this case, your product is sold by a pawnshop at auction and there are no sanctions or debt collectors.

What property can you provide as collateral?

You can:

  • hand over jewelry or precious metal products;
  • get money secured by gold watches, branded jewelry, and also get an increased loan amount by appraising rare precious stones (diamonds, rubies, emeralds, sapphires).
  • equipment as collateral – you can pawn a tablet or phone in a pawnshop as easily as you can pawn gold.

Additional services of "Multi Pawnshop":

  • buying, exchanging and selling jewelry;
  • gold (wholesale, including);
  • regular jewelry auctions.

Attention! Free expert assessment in 5 minutes:

  • determination of the naturalness and quality of precious stones
  • precious metal samples
  • the value of the property provided as collateral

We employ only experienced, certified expert gemologists who will quickly and very highly evaluate your jewelry in your presence.

For you on the company website:

  • Information about all promotions and new arrivals in the sales catalogue.
  • Conditions for the loan and the current price list for valuation of gold and silver.
  • Main company news.
  • Product evaluation and online consultation with an expert gemologist

Conditions for granting and repaying loans from pawn shops

LLC "Multi Pawnshop +", location address: 101000, Moscow, st. Maroseyka, 6-8, building 1, room 8.

  1. The loan period is up to 365 days, the minimum loan period is 61 days.
  2. The maximum total cost of a consumer loan is determined as a percentage per annum and cannot exceed by more than one third the average market value of the PSC for the corresponding category of loans published by the Bank of Russia. For the fourth quarter of 2018, the maximum total cost of a consumer loan in a pawnshop secured by movable property (not a vehicle) is 157.703% per annum.
  3. An example of calculating the full cost of a consumer loan:
    When a Pawnshop issues a consumer loan in the amount of 300,000.00 rubles for a period of 30 days at 0.25% per day, the amount to be repaid will be 322,500 rubles, the full cost of the loan will be 91.25% per annum. The pawnshop does not charge any other fees or commissions.
  4. The fulfillment of the Borrower's obligations under the Loan Agreement is secured by collateral, which is transferred to the Pawnshop.
  5. If the Borrower fails to fulfill the obligations stipulated by the Loan Agreement within the established period, foreclosure on the pledged item is carried out after the expiration of the grace period without making a notary's writ of execution by selling it, including at public auction. The Borrower's liability for improper execution of the Loan Agreement, including the collection of penalties, is not provided for.
  6. The pawnshop does not charge any other payments, late fees or commissions.