Vodafone money transfer from phone to phone. How to transfer money from a smartphone: review of the Vodafone Pay application. Conditions for this operation

Money can be transferred both from a card and from a mobile account

Last week, the Vodafone Pay service was launched in Ukraine - a wallet for payments from a mobile operator account. The editors of PaySpace Magazine decided to test the application.

A little history

The opportunity to spend money from a mobile account not on communication services initially appeared with. However, the service has not yet become widespread.

Mobile money from Vodafone in Ukraine began to be discussed two years ago. In 2015, the British mobile operator received rights to use in the country (system mobile money, first launched in Kenya). But the service under this brand never launched. Vodafone mobile money came to Ukraine under the name Vodafone Pay.

Who can use Vodafone Pay?

All subscribers can install the application mobile operators. But the service’s website states that payments from a personal account are available only to Vodafone subscribers. Clients of other providers will be able to use card transfers.

When registering, the service requests the subscriber’s phone number and sends a one-time confirmation code to it. Everything is set up conveniently - the user does not need to switch between applications and remember a six-digit password - the application has auto-fill. All that remains is to come up with a PIN code. If you decide to log out of your account, you will have to repeat the process when you try to return.

How to pay in the app?

The Vodafone Pay app is not limited to payments from a mobile operator account. For those who are used to paying by card, there is a corresponding service. At the same time, the commission for transferring from card to card was a pleasant surprise - it is less than that of popular Internet providers.

To send money to someone, you first need to choose which account the funds will be debited from - mobile or bank. To do this, there are two items in the menu - “transfer from account” and “transfer from card”. Depending on which method you choose, the commission will change. More on this later.

• Mobile money

If you point to mobile application Vodafone number, it automatically becomes your mobile money account. Subsequently, money for purchases will be debited from the same number as expenses for calls and SMS. Please note that transfers are made only from Vodafone accounts. The editors tried to transfer money from an MTS account, and the transaction got stuck in the payment history.

• Bank cards

The application has a special section for storing cards. You can add several credit cards there - integration occurs thanks to the MasterPass service. When adding a card, 1 UAH is debited from it. The amount is returned to the card within a minute. Payments from the card are received instantly.

Where can I transfer funds?

You can transfer, as well as receive, funds to different channels. Once you have decided which account you will pay from and have entered the appropriate menu, on the top panel you can select the direction of funds - to the card or to the recipient’s mobile account.

Service commissions

Why are QR codes needed?

The application has two functions related to QR codes. This is scanning someone else's QR and creating your own. Both options make it easier to transfer money between Vodafone Pay app users. By scanning the code of the transfer recipient, the application will automatically recognize his number. And the sender does not need to enter it manually. However, the service has an obvious drawback - by scanning the QR, you can only send money from a payment card to a mobile account. But not the other way around.

What other payments are available in the app?

In addition to money transfers, you can pay in the application mobile communications, banking services, games, Internet, television, communal payments, taxi bills.

Another application allows you to send a request to remittance. The recipient will receive an SMS indicating the number to which money should be sent and an offer to download the Vodafone Pay application.

It is too early to talk about the demand for such a service among Ukrainians. After all, the number of its downloads is Google Play has not yet exceeded 5 thousand. And only 67 people rated the mobile wallet.

Combining bank and mobile payments in a mobile app is a good idea. After all, in Ukraine there is still no habit of spending money from a mobile account on anything other than calls and 3G. It so happens that mobile money is popular in countries where the population does not have access to banking services. Thus, in 2007, Vodafone introduced the M-PESA payment service in Kenya, which allowed millions of Kenyans to transfer money to each other using regular push-button phones. After 10 years, half of the country's GDP passes through this service. Let's see if mobile money will be in demand in Ukraine.

Life balance transfer- this is an opportunity to transfer funds from your subscriber account to any other, but within the Lifecell network. Now, if your account has zero, you can ask your family and friends to provide the service of transferring funds to Life. How to send a free request for a transfer, and how to perform this operation correctly, we will consider further.

Life balance transfer - combination to send

To use the Life Balance Transfer service, you must enter USSD request*111*380ХХХХХХХХ*YYY#. In this code, XXXXXXX is the subscriber number, and YYY is the sending amount.

Please note that the dialing format must be specified exactly like this: without the “+” sign.

To submit a request for help, the subscriber needs to send a free message. Its text should look like the word SOS space and a number in the above format. As the addressee, enter 123.

After sending, the recipient will receive an SMS with a request to transfer Life money to the specified subscriber number.

The money transfer is carried out in two stages. First, enter the code *111*380ХХХХХХХХ*YYY#, and then the sender needs to confirm the operation. Answer 1 to confirm; or 2 to reject the application.

Other ways to transfer money from Life

In addition to the standard USSD request, there are two more ways to transfer money to Life:

• via SMS;
• via menu *124#

To send money via message, indicate PEREVOD in the text; space; number in the specified format; space; the amount of money transferred. Enter number 124 as the recipient.

If you use the *124# menu, in the dialog message you need to select the “Balance Transfer” category, and then indicate the number of the subscriber to whom you intend to send, as well as the amount that will be credited to the recipient’s account.

Cost and features of the service

Each sending of money from one subscriber account to another is charged at 3 UAH per operation. These conditions apply regardless of the chosen method of transferring funds.

Please note that money coming from another subscriber goes exclusively to the recipient's bonus account. This must be kept in mind, since it (the bonus account) will be spent in a secondary manner. Always, first of all, payment for mobile communication services is made from the main account.

After activating the SIM card, you can transfer money from Life immediately, with the exception of some cases. These include connecting a new subscriber NOT at official points of sale and service centers service. Use of the service, after connecting a new number, in this case, may be delayed up to 21 days.

Money received to a bonus subscriber account has a validity period of 15 days. Immediately after the expiration of this period, the amount on the balance is canceled, without the possibility of further use.

1 bonus is the equivalent of 1 hryvnia.

The money in the bonus account can be spent on all usual outgoing mobile communication services included in tariff plan subscriber

In no case should bonus funds be considered as a full-fledged analogue of Ukrainian currency. Although the 1:1 rate applies here, according to the legislation of Ukraine, such funds, in the event of termination of the contract, cannot be paid as compensation and will be canceled in any case, excluding the possibility of their return to the client.

The Lifecell operator reserves the right to unilaterally accrue or write off bonus funds. This can happen without the subscriber’s consent, in case of violation of the current legislation.

Also, an excellent solution for receiving Money, sometimes the service additional money Life is provided.

Another option to contact the desired subscriber is to send him a free message asking him to call back. This service called Call Me Back Life. We recommend you read it.

When a subscriber urgently needs to top up his phone balance, he can make a request to transfer money from a friend’s phone to his phone on Vodafone. There are several ways to transfer money from phone to phone on Vodafone: via SMS messages or using a USSD command. The operation can only be performed on the territory of Ukraine, and it is not free: you will have to pay a commission fee to transfer money from a Vodafone number to Vodafone.

Conditions Observed

It is permissible to deposit money into a Vodafone phone account when both people are subscribers of this operator. For example, difficulties will definitely arise if you try to transfer money from Vodafone to Kyivstar. Today, not all mobile operators in Ukraine allow such transfers to subscribers of other networks.

To transfer a specific amount, you need to have enough money on the sender's phone balance. After completing the transaction, there should be at least five hryvnia left there.

The maximum transfer size is ten hryvnia, and in one day you cannot transfer funds more than twenty times. In general, the procedure for topping up a Vodafone phone with money from another number in this network is simple, but some nuances are worth knowing.

Instructions for transferring money from Vodafone to Vodafone

There are two ways to transfer money between Vodafone phones: using a USSD command or a message. Each option needs to be considered in detail.

USSD request

To transfer funds from your phone you don’t even need to have access to the Internet. It is enough to send the correct combination, and the transaction will be completed.

How to transfer money to a Vodafone phone:

1. Enter the following request: *150*phone number*transfer size*. Press the call button.
2. After sending the command, the Vodafone subscriber will receive a message with a password to confirm the operation.
3. You need to check that the required information has been entered correctly.
4. Next, you should send the following USSD request: *150*password#.

The money, along with the commission fee, will leave the balance of the sender’s phone in a few minutes, and then almost immediately appear on the phone of another Vodafone subscriber. If the transfer of funds was successful, the system will notify the client about this.

SMS message

This option, which allows you to transfer money from Vodafone to Vodafone, is similar to the previous one, but here you need to send not a USSD combination, but an SMS. Otherwise, these methods of replenishing your account are not very different. Using both, you can transfer funds, and you will have to pay a commission in any case.

How to send money:

1. Dial an SMS message with the following content: phone number*amount to be transferred to the Vodafone subscriber.
2. Send SMS to number 150.
3. Wait until the instruction comes in response.
4. Complete all actions.
5. Wait for the password to arrive to confirm the transaction.
6. Dial the command *150*password#.

If the transaction was successful, the sender will be notified. It is impossible today to transfer money from Vodafone to Kyivstar using the same methods, but the reverse operation is permissible.

Important! The minimum transfer size is one hryvnia, and the commission is 1% plus another three hryvnia. The main thing is that after the transfer there is at least five hryvnia left on the sender’s balance. If you follow these points, you can transfer money from Vodafone to Vodafone without any problems.

Possible difficulties

Difficulties may arise when the subscriber who is planning to transfer money does not have enough money in his account. When performing a transaction, the most important thing is to pay the commission fee. In addition, you should make sure that all details are entered correctly - then the funds will go to the right person.

Typically, the transaction is completed almost instantly and without any particular problems. It is enough to enter the correct SMS message or USSD combination to top up the balance of another Vodafone subscriber.

For greater convenience for the sender, you can use the template in the future. The payment details used when making the first transfer are saved, and after that all that remains is to confirm the transaction, and the funds will appear on the balance of the recipient’s phone in a few minutes.

Money transfer Kyivstar is a service that allows you to transfer funds from one number to another. Although there is a small fee for using it, it has a number of advantages. Send money not only through the Kyivstar network, but also to the networks of other Ukrainian operators. Even abroad, your translation will be delivered, rest assured. Need to detailed description? Read on!

How to transfer money from Kyivstar to Kyivstar?

To transfer funds to Kyivstar subscribers, as well as other operators, you must enter a special request. It has this format:

*124*Amount*Number#. For example, *124*20*0965554433# (the number was chosen at random for a more clear demonstration).

If the amount of money sent does not exceed 20 hryvnia, you will not need to confirm the transaction. If the above value is exceeded, a confirmation notification will be received in the following form: “You intend to transfer funds in the amount of 20 hryvnia to the number 0965554433”; to confirm the operation, complete the USSD request: *125#; the cost of providing services is 3 hryvnia.

Please double-check the information provided before submitting your confirmation. An amount consisting of the transaction plus commission (3 UAH) will be withdrawn from your account. After successful sending, you and the recipient will receive an SMS with information. To you: the request has been accepted and will be processed within 5 minutes; and to the recipient subscriber: your balance has been replenished by 20 hryvnia.

As you can see, transferring money from Kyivstar to Kyivstar is as easy as shelling pears. The same scheme is similar for subscribers in roaming and for other mobile operators. By the way, it’s not always possible to quickly find it abroad. Therefore, when leaving, think through all the options for the development of events in advance.

Features of the funds transfer service

Currently the service mobile transfer limited only in one case: in transactions between the prepayment number and the contract number. In the direction of the contract, the transaction is impossible.

There are restrictions, until which are removed, the transfer of funds to Kyivstar will not be possible. These include:

• if the total amount of expenses for mobile communications, from the date of activation of the SIM card, does not exceed 40 hryvnia;
• if the number was restored due to blocking or expiration.

In both the first and second cases, as soon as the amount of expenses exceeds the specified minimum, the Kyivstar money transfer service will be automatically activated. At this moment you will receive an SMS notification about its active status. Please note that it may take up to 2 days from the amount of the required costs to connection.

The maximum sending amount at one time should not exceed 200 hryvnia. Also, Kyivstar has set a monthly limit: 10,000 UAH. The conditions are such that after sending, the sender’s account should not be less than 3 hryvnia; one recipient can receive no more than 10 transfers in 24 hours; The minimum transferred amount is 1 UAH.

The funds go to the main account and are spent like the main money.

Be careful these days there are many types of mobile account fraud.

Conclusion

Now you know how you can transfer money from Kyivstar to Kyivstar, or to other operators. Transferring money to another subscriber can be an excellent solution in family planning for mobile communications expenses. Control the account balance of your children, and also help other relatives financially using the service money transfer Kyivstar. If you have no one to translate for you, you can take advantage of the offer “

If you urgently need to pay for communications, you can send a request to transfer money from the balance of a relative or friend. It is possible to transfer money from one Vodafone account to another by sending an SMS message or a USSD command. The service can only be used by residents of Ukraine - it is not available in Russia.

Terms and restrictions

Transferring funds between phone accounts is only available if both the sender and the recipient are subscribers of the Vodafone operator. For example, it is problematic to try to transfer funds to a Kyivstar number from a Vodafone number.

Not all companies provide the opportunity to transfer money online to a phone in Ukraine for users of different cellular networks.

Important! Sending a specific amount requires the availability of sufficient funds in the account. After the transaction is completed, at least five hryvnia must remain on the balance.

The maximum transfer size is ten hryvnia, and more than twenty transfers cannot be made in one day.

Read also: Basic conditions and methods of replenishing your phone via telephone

In general, the transfer procedure is simple, but in order to be sure that the actions performed are correct, it is better to study the step-by-step instructions.

USSD code for transfer

Transferring money from Vodafone to Vodafone using a USSD request does not even require Internet access. The main thing is to enter the combination itself correctly.

How to transfer money:

SMS

This option is almost the same as the one described above, only to make a transfer, not a USSD command is sent, but a message. In both cases, a commission fee must be paid.

How to transfer funds to your phone via SMS:

Successful transfer of funds is also confirmed by SMS message.

The service is not provided free of charge, the minimum commission fee is 1% plus one hryvnia.

If the moment with a balance of at least five hryvnia is taken into account, you can transfer money without any problems.

Video about top-up options for Vodafone

Consider the nuances: problems and solutions

The main problem that may arise is the insufficient amount of money on the sender’s balance, and, therefore, the impossibility of paying the commission fee. Without this, the transfer will not be carried out.

It is also worth making sure that the specified details are correct so that the funds reach the right person.

In Ukraine, you can transfer funds from Kyivstar to Vodafone, but the reverse option is not yet available.

Usually the entire procedure is carried out quickly and without difficulty. It is enough to send a correctly typed request or SMS, and the balance of another Vodafone subscriber will be replenished.

It is most convenient to use a template with pre-entered information. In this case, all that remains for the sender to do is simply confirm the transaction, and the money will appear on the recipient’s balance.